Can you get auto insurance with a learners permit?
Yes, with certain auto insurance company it is possible to get the policy only with the permission of the student, but there’s a catch. Normally, you should be able to get a DRIVER’S LICENSE in a short period of time, usually 30 to 45 days, to start a car insurance policy with most car insurance providers.
In addition, the insurance company may ask you to initiate the policy with a driver who has a valid licence until you have your own license.
Your age may also be a factor whether you can start your own car insurance policy only with the permission of the student. If you are under 18 years of age, many car insurance companies will ask you to request the signature of a parent or guardian on you, since you were a kid and your car insurance policy is a legal contract.
Most States ask for a person aged 18 or over to sign the document in order to bind them. In addition, most of the car insurance company underwriting have restrictions which States that the name of the insured cannot be under 18 years of age.
If you are still under age and your parents already have a policy, you should see if you can be added to the policy to get coverage.
This will not only easier but could save money; Car insurance for young drivers is very expensive. Placed on Your parents policy is still expensive, but usually more affordable than getting your own policy.
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